What Utah Gets
Healthcare
Paid by GRT. No out-of-pocket costs.
No premiums. No deductibles. No copays. State pays providers directly. Repaid through Stability Account at maturity (capped at $400K).
Education
Lifetime access. 6 AM - 7 PM. Year-round.
Nordic-style development focus. STEM, Arts, Athletics included. Meals included. No student debt. Repaid through Stability Account.
Water Security
First destination on Columbia River pipeline.
Salt Lake City receives water before Las Vegas, Phoenix, or any other Alliance city. Utah controls the first major distribution hub.
Jobs
Pipeline terminus means jobs.
Intake coordination, pumping stations, distribution hub, green energy installations, maintenance operations — decades of employment.
No Income Tax Filing
Utah already has flat income tax. AIP eliminates it entirely.
No annual filing. No tax prep. GRT collected automatically at point of purchase.
Family Impact
Median Utah family of 4, two children in childcare, household income ~$85,000
| Category | Current Cost | Under AIP |
|---|---|---|
| Health insurance premiums | $14,000/year | Paid by GRT |
| Healthcare out-of-pocket | $4,000/year | Paid by GRT |
| Childcare (2 kids) | $22,000/year | Paid by GRT |
| State income tax (4.65%) | $3,950/year | Eliminated |
| Before/after school care | $3,000/year | Included |
| Summer programs | $2,500/year | Included |
| Meals (school) | $2,000/year | Included |
| New GRT cost | -$16,000/year |
Employer Impact
Per employee
GRT Calculation
| Current state sales tax | 4.85% |
| Current state income tax | 4.65% |
| Healthcare funding needed | +3.5% |
| Education expansion | +1.5% |
| Water/infrastructure | +0.5% |
| Total GRT Rate | ~14% |
Rate is dynamic and declines as Stability Accounts mature and repay the system.
Utah Stability Account
| Initial deposit (at birth) | $25,000 |
| Investment | Domestic dividend stocks (DRIP) |
| Value at age 65 (6.88% avg) | ~$1,890,000 |
| Repay: 2x principal | -$50,000 |
| Repay: Healthcare (capped) | -$400,000 |
| Repay: Education (typical) | -$200,000 |
| Keep at retirement | ~$1,240,000 |
Why Utah as Anchor
🚰 Water Position
- First destination on pipeline
- Controls distribution to NV, AZ
- Leverage in Alliance
📊 Fiscal Health
- AAA bond rating
- Balanced budget tradition
- Rainy day fund
🏛️ Political Will
- Utah Forward Party gaining ground
- Innovation-friendly culture
- Young, growing population
👷 Jobs Magnet
- Pipeline hub construction
- Green energy installations
- Distribution infrastructure
Utah Housing Affordability Zones
Utah has significant state-owned land available for HAZ development. Under AIP:
| Land cost to builders | 50% of market value |
| Builder requirement | Meet state cost-per-sq-ft cap |
| Buyer down payment | Deferred (20% at move-out) |
| Interest rate | 3% Fannie Mae |
| Eligibility | Utah resident 2+ years |