What Colorado Gets
Healthcare
Paid by GRT. No out-of-pocket costs.
No premiums. No deductibles. No copays. State pays providers directly. Repaid through Stability Account at maturity (capped at $400K).
Education
Lifetime access. 6 AM - 7 PM. Year-round.
Nordic-style development focus. STEM, Arts, Athletics included. Meals included. No student debt. Repaid through Stability Account.
Water Security
Denver branch from the main pipeline.
Colorado faces Front Range water pressure. A branch from the main SLC-Vegas-Phoenix corridor delivers Columbia River water to Denver metro.
Jobs
Branch pipeline construction plus housing.
Pipeline spur to Denver, pumping stations, green energy installations, Housing Affordability Zones across Front Range — decades of employment.
Complete the Tax Reform
Colorado already cut income tax from 4.63% to 4.4%. AIP eliminates it entirely.
Gov. Polis started the work. AIP finishes it. No income tax. No filing.
Family Impact
Median Colorado family of 4, two children in childcare, household income ~$95,000
| Category | Current Cost | Under AIP |
|---|---|---|
| Health insurance premiums | $16,000/year | Paid by GRT |
| Healthcare out-of-pocket | $5,000/year | Paid by GRT |
| Childcare (2 kids) | $28,000/year | Paid by GRT |
| State income tax (4.4%) | $4,180/year | Eliminated |
| Before/after school care | $4,000/year | Included |
| Summer programs | $3,500/year | Included |
| Meals (school) | $2,000/year | Included |
| New GRT cost | -$20,000/year |
Employer Impact
Per employee
GRT Calculation
| Current state sales tax | 2.9% |
| Current state income tax | 4.4% |
| Healthcare funding needed | +4% |
| Education expansion | +1.5% |
| Water/infrastructure | +0.5% |
| Total GRT Rate | ~13% |
Political Window
Governor Polis — Term Limited January 2027
Governor Polis has already cut income tax and championed innovation. With 11 months left, AIP offers a legacy-defining opportunity.
- Already reduced income tax 4.63% → 4.4%
- Innovation-friendly track record
- Term-limited — can take bold action
- AIP completes what he started
Colorado Stability Account
| Initial deposit (at birth) | $25,000 |
| Investment | Domestic dividend stocks (DRIP) |
| Value at age 65 (6.88% avg) | ~$1,890,000 |
| Repay: 2x principal | -$50,000 |
| Repay: Healthcare (capped) | -$400,000 |
| Repay: Education (typical) | -$200,000 |
| Keep at retirement | ~$1,240,000 |